Buying An Automotive Extended Service Contract

August 26th, 2010  |  Published in Auto Insurance

Should You Buy An Automotive Extended Service Contract?

The decision to purchase an extended service contract or mechanical break down policy as they are sometimes called is a decision that has many variables. Depending on the age of the vehicle, the usage, how long do you plan on keeping the vehicle for are just a few questions that need to be considered.

If you look online, some of these so called gurus who write scam pieces will tell youDont Buyits a scam. I whole heartily disagree with their opinions, I question if they have real world knowledge and experience to begin with. If they did, then I firmly believe their opinion would be other wise.

The scam comes when you are charged outrageous and inflated prices for an extended service contract, they are not cheap to begin with, but those who exasperate the cost are the ones who are taking advantage of unsuspecting consumers. Or perhaps even requiring you to purchase as a condition of buying the vehicle, you should never be forced to buy under any circumstances.

With automotive repair labor rates ranging easily up to 100.00 per hour or more, it doesnt take a huge repair to cost you major bucks, and with the electronics and technologies of todays automobiles, parts prices are equally as expensive.

During my 26 years in the automotive service industry, I can recall countless and numerous times where customers wished that they had purchased, and those that did were glad they made such a sound financial decision.

Consider the following examples of repair cost:

Air Conditioner Repairs can easily cost 1500.00 for compressor replacements.
Transmission Overhaul or Replacements–3000.00
Water Pump replacements–600.00
Power Steering Pumps and Steering Gears–600-2000.00

However, dont be mislead into believing a mechanical break down policy covers every nut and bolt on the vehicle, there are variables and different kinds of policies as well. Some cover seals and gaskets, wear and tear items, consequential damages etc and others dont. Be aware of what it does and does not cover before buying, this will save you a lot of grief in the event you have a mechanical failure.

It is a major decision, and one that requires weighing the advantages and disadvantages.
My personal and professional opinion is that if you are going to use the vehicle on a daily basis, you plan on keeping for 2 years or more after the original factory warranty has expired, then you should purchase the extra protection.

It is after all, like an insurance policy, you hope that you dont have to use it, but it will give you some peace of mind in the event that you have to have an expensive repair.

Tags: , , , , , , , , , , , , , , , , , , ,

Auto Transport Tips For The First Timer

July 8th, 2010  |  Published in Auto Insurance

So, you want to have your car transported a specific location huh? And this is your first time? You must be tentative because youve never done this before and you dont want anything to go wrong, especially due to the significant investment your car has been. Transporting your automobile doesnt have to be a nightmare. A thorough understanding of how it works will help you ease your mind of the problems that may result of such.

1. Trailers

There are many transport trailer options, the most popular among these types is the open carrier transport. The open carrier transport, aside from being popular, is the least expensive mode of transporting automobiles. Usually, your automobile will be transported on haulers like the ones used to deliver new cars. These trailers have a capacity of eight to ten cars. They are around 80 feet long and 14 feet high. With their immense size they are limited to traveling on major roads that are free of possible obstacles such as trees and such. They are also limited to traveling on roads that can support its weight. These trailers cannot maneuver easily on tight turns.

This is a good way to transport automobiles – the only downside is that your car may not be that well protected against the elements, dust, and wear and tear usually associated with highway travel.

2. Enclosed Trailer Transport

This is by far the most expensive option but all that cost is worth it because your car will likely be in better shape than if it were transported via an open transport carrier. This type of transport is the best for rare, exotic, or expensive cars. Automobiles to be displayed during car shows are usually traveled using this type of transport. It provides the safest, most secure method of auto transport.

3. Self-Transport

There are other people who prefer to transport their vehicles themselves. This is the riskiest way to transport your vehicle, especially if you are unskilled in such operations. Usually this is performed by renting a trailer and driving the trailer yourself.

If you do choose this type of transport, you may want to learn more about the trailer and its operation. You should ask the owner for instruction and hints on operating such an automobile.

- Always discuss your automobile with the transport service before you agree to the terms
- Make sure the service knows what your car looks like, its dimensions, and possible problems that may be encountered when delivering
- Make sure everything is understood before closing the deal

4. Be aware of the pick up time and transport time

Pick up time is the amount of time it takes from receipt of the order to transport until your automobile is loaded unto the trailer. This time is usually 2 and 10 days. Transport services appreciate a three day allowance to find a trailer and assign your car to that trailer.

Transit time will take about 8-10 days. This depends on the destination and route taken. These trailers will usually carry about ten automobiles at the same time. And as me makes the necessary stops to deliver each automobile, he could use up a lot of time. So, it would do well to be patient during these times.

There are also deals such as guaranteed delivery and express service. These deals will make sure your car gets delivered earlier, but will cost much more. If money is no question, then by all means use every method possible to keep your automobile safe and secure.

Tags: , , , , , , , , , , , , , , , , , , ,