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    Help with Auto Repairs Is a Cell Phone Call Away

    September 30th, 2010  |  Published in Auto Insurance

    Help with Auto Repairs Is a Cell Phone Call Away

    Mobile phones have become a lifeline for North American motorists. According to the Cellular Telephone Industry Association, more than 73 million calls are placed to 911 hotlines from cell phones every year. AAA handles an additional 14 million calls for emergency roadside assistance from cell callers.

    “Your cell phone can be perceived as a companion or a status symbol, but when you really need it, it can be your most important personal safety device,” said John Nielsen, director of AAA’s Approved Auto Repair Network. “Like a best friend, a cell phone can be comforting to those driving alone; they feel safer just knowing help is within reach.”

    Now with assistance from AAA, this help can include referrals to trustworthy auto maintenance and repair businesses throughout the United States and Canada.

    This service is a boon to those traveling far from home, or just across town, if access to the closest reputable repair shop is required due to mechanical trouble on the road.

    For reliable assistance with vehicle repairs and maintenance, AAA has identified a network of approved repair facilities that include new car dealerships and independent repair shops. These shops meet AAA’s strict quality standards and display AAA’s logo. A phone call to 1-800-AAA-HELP or to a local AAA club phone number for emergency road service is all that is required to find the nearest AAA-approved shop.

    Calling ahead is always a good idea when arranging for auto repairs. Find out if the shop will be open, if they have time to work on your vehicle, if the repairs can be completed in a timely manner and if they have experience working with the make and model of the vehicle you drive.

    Cell phones and safety go hand in hand. However, to maintain safety, AAA suggests that motorists always park safely off the roadway when using a cellular phone.

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    Finding Cheap Auto Parts

    September 23rd, 2010  |  Published in Auto Insurance

    Running a car can be an expensive business these days, especially with the continually rising cost of petrolgas. The last thing that most car owners need is the added expense of replacing worn out parts. The majority of people rely on their local auto shop to find the parts, and then fit them. There is a far cheaper way, and that is to source your own parts from an auto salvage yard.

    Auto salvage yards, as their name suggests, specialise in salvaging autos, or more specifically auto parts. The way that they work is simple; they take junk cars and strip them down, keeping any parts that are still in working order. These parts are then sold to anyone who wants to buy them at a much lower price than a new part would be. You could find the part that you are looking for, and save yourself a lot of money. Of course, it would be ideal if you could fit the part on your car yourself, but just buying the part from an auto salvage yard can save you a considerable amount even if you have to pay a mechanic to fit it.

    The key to buying from an auto salvage yard is to spend a lot of time looking for the part that you need. There may be a lot, or a little, but you should always shop around to find the best part for you. Some auto salvage yards will recondition parts, while others will simply sell them as seen. If you dont know much about cars it is a good idea to take a friend with you who does. The last thing you want to do is to buy a part from an auto salvage yard and think that you have found a bargain, but then find that it isnt the right part for your car or not in working order.

    The other way that you can use an auto salvage yard is to actually sell them your scrap car. All cars eventually reach the end of their working life, but you may find that you might get a little money from a salvage yard for your rusting hulk. At the end of the day, thats better than nothing. Be prepared to negotiate a price and dont take the first offer that they make you.

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    Environmentally Sound Automotive Air Filters

    September 16th, 2010  |  Published in Auto Insurance

    When I explain to someone that there are several lines of vehicle air filters available that are environmentally sound I usually receive a quizzical look back from that person. For some motorists the idea of environmentally compatible automotive parts is a foreign concept to them. Yet, when you think about it many parts that come standard on just about any vehicle qualifies for that title. A catalytic converter is one part that everyone knows about, even if they don’t understand exactly how one works. So, exactly what is an environmentally sound air filter? Lets take a closer look for all the details.

    As you probably know the air filter that comes with your car is made predominately of paper with plastic molding holding the filter together. If you change the air filter at recommended intervals once a year is common you can easily go through 3, 5, or even 10 or more air filters depending on how long you keep your car as well as how many miles you put on your car. All of these air filters end up in your trash and then go straight to the dump. The paper in the filter will probably disintegrate quickly, but the plastic sits in place perhaps for thousands of years.

    If this sort of thing disturbs you then take heart. Thanks to race car technology, manufacturers have developed reusable air filters for many production vehicles. If you purchase one for your vehicle it likely will be the last one you ever need. How is that? Because a reusable air filter can be cleaned and put back in your car over and over again. In fact, quality reusable air filters are designed to outlast your car with many guaranteed to last 500,000 miles or more, even up to one million miles!

    A reusable air filter costs more, with prices running approximately 2-4 times the price of a standard air filter. If you keep your car for any length of time you will get that money back, but if do not you are still helping to show environmental responsibility by keeping our landfills free of unnecessary throw away parts.

    Two additional benefits of a reusable air filter — the type that K&N and other top manufacturers produce — is that it will give your vehicle a boost in horsepower as your engine will run more efficiently. Furthermore, a more efficient engine burns less fuel so your fuel economy goes up too.

    So, what is there not to like about a reusable air filter? In reality, not much! By installing a reusable [or performance] air filter you help the environment, realize a noticeable gain in horsepower, and you burn less fuel. A true win-win-win proposition, dont you agree?

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    Donating An Automobile To Charity? Dont Forget The Tax Deductions!

    September 9th, 2010  |  Published in Auto Insurance

    Donating An Automobile To Charity? Dont Forget The Tax Deductions!

    When donating an automobile to charity, youll want to think about tax deductions. According to Publication 4303, the Internal Revenue Service (IRS) and state charity officials provide general guidelines for donations.

    In the case than an individual is eligible to deduct charitable donations for federal income tax purposes, there are steps that must be taken. Only if the charity receiving the vehicle is a qualified organization, can this happen. Charitable, religious, and educational organizations usually qualify.

    To verify a charity organization, simply call the account services division of the IRS and see if it has tax exemption status. If an organization is located at a church, synagogue, temple, or mosque, it is not required to apply for exemption.

    Some charity only allows for limited tax deductions. Your tax deduction cannot exceed 50 percent of your adjusted gross income and other limitations may apply as well. You can research a specific type of charity contribution and learn how it will affect your taxes. Generally though, the largest amount of money you can deduct from your income tax return is simply the fair value of your automobile whatever price a person would buy it for.

    It is important to take care of the vehicles records, as they may be required to authenticate your donation. Furthermore, if you plan to deduct more than 250, you should ask for a written acknowledgment from the charity about the donation. The document should feature the name of the charity, a description of the automobile, a statement that clarifies that no goods or services, beyond religious guidance or instruction, were exchanged for the automobile.

    You must obtain this written acknowledgment on or before the due date of your return; the same year you donated the vehicle. It can be a paper copy or a mere e-mail.

    As for charities, they must be available for public inspection so as to secure their tax exemption status. As well, they must provide documents that show their annual returns.

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    Competent Auto Repair Has Never Been More Important

    September 2nd, 2010  |  Published in Auto Insurance

    Automotive service and repair has changed dramatically over a generation, according to the National Institute for Automotive Service Excellence (ASE), an independent group that tests and certifies the competence of auto technicians nationwide.

    Today, high-tech systems that were unheard of 30 years ago – anti-lock brakes, electronic engine controls and computerized diagnostics – are commonplace. It doesn’t appear that the swift pace of technological advancement will slow any time soon, either, with the advent of hybrid vehicles and such features on the horizon as interactive suspensions, constantly variable-speed transmissions and 42-volt batteries.

    For automotive service professionals, this means continual training and coursework to keep up with the torrent of changes. Disparaged years ago as “grease monkeys,” mechanics today have become automotive technicians, every bit as comfortable behind a computer screen and keyboard as under the hood with a wrench.

    ASE is reminding motorists to follow the service schedules listed in their owners’ manuals before making a long-distance drive. While few people would ignore an ominous service engine light, many do skip oil changes. Yet in survey after survey, ASE-certified master auto technicians say that the old-fashioned oil change is one of the most vital services for getting the most from your automotive investment.

    ASE was founded in 1972 as a nonprofit, independent organization dedicated to improving the quality of automotive service and repair through the voluntary testing and certification of automotive professionals. Its 400,000 certified technicians wear blue-and-white ASE shoulder insignia and carry credentials listing their exact areas of certification. Their employers often display the ASE sign.

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